One of the biggest challenges for new investors to overcome when they first decide to start building wealth and putting money away for their future is a looming mountain of credit card debt built up over several years. With balances of $10,000 or $20,000 or more, at 20% and 30% interest, they find themselves paying upwards of $500 per month in interest expense alone, never making the balance of the credit card debt decrease, adding even more frustration and pain to the cycle.
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